THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is experiencing financial instability. Therefore, when it comes to measuring an an institution's financial stability, capital is key. When it comes to safety and soundness, more capital is better.
MAUI COUNTY racked up 20 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, above the national average of 15.26.
MAUI COUNTY had a capitalization ratio of 14.00 percent in our test, above the average for all credit unions, a sign that it's on more solid financial footing than its peers.