How successful a credit union is at earning money has an effect on its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
MARINE received below-average marks on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
MARINE had an earnings ratio of 2.00 percent in our test, better than the average for all credit unions, an indication that it's beating its peers in this area.