How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, LOMTO scored 0 out of a possible 30, failing to reach the national average of 10.31.
LOMTO had an earnings ratio of -3,480.00 percent in our test, less than the average for all credit unions, a sign that it's underperforming its peers in this area.