How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand economic shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, LASSEN COUNTY scored 6 out of a possible 30, coming in below the national average of 10.31.
One sign that LASSEN COUNTY is beating its peers in this area was its earnings ratio of 2.00 percent in our test, above the average for all credit unions.