How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
HOTEL AND TRAVEL INDUSTRY scored 6 out of a possible 30 on Bankrate's earnings test, failing to reach the national average of 10.31.
HOTEL AND TRAVEL INDUSTRY had an earnings ratio of 2.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.