THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an an institution's financial fortitude, capital is key. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, GENUINE PARTS scored 30 out of a possible 30 points, beating the national average of 15.26.
GENUINE PARTS appears to be more resilient than its peers, with a capitalization ratio of 27.00 percent in our test, higher than the average for all credit unions.