THE INSTITUTION'S SCORE
When it comes to measuring a credit union's financial resilience, capital is crucial. It works as a bulwark against losses and affords protection for members when a credit union is experiencing economic trouble. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, G.P.O. received a score of 10 out of a possible 30 points, less than the national average of 15.26.
G.P.O. appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 9.00 percent in our test, less than the average for all credit unions.