THE INSTITUTION'S SCORE
Capital works as a buffer against losses and affords protection for members during times of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial stability, capital is essential. From a safety and soundness perspective, more capital is preferred.
On our test to measure capital adequacy, FRANKLIN MINT received a score of 6 out of a possible 30 points, lower than the national average of 15.26.
FRANKLIN MINT appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions.