A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
EAGLE COMMUNITY scored 4 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.31.
EAGLE COMMUNITY had an earnings ratio of 1.00 percent in our test, equal to the average for all credit unions, suggesting that it's right in line with its peers in this area.