A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's test of earnings, DATCU scored 18 out of a possible 30, above the national average of 10.31.
One indication that DATCU is beating its peers in this area was its earnings ratio of 9.00 percent in our test, higher than the average for all credit unions.