A credit union's ability to earn money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, CRAYOLA LLC EMPLOYEES CREDIT UNION scored 8 out of a possible 30, less than the national average of 10.31.
CRAYOLA LLC EMPLOYEES CREDIT UNION had an earnings ratio of 3.00 percent in our test, higher than the average for all credit unions, an indication that it's doing better than its peers in this area.