A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's earnings test, CORNER STONE scored 16 out of a possible 30, beating the national average of 10.31.
The credit union had an earnings ratio of 8.00 percent in our test, higher than the average for all credit unions, a sign that it's outperforming its peers in this area.