A credit union's profitability affects its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand economic shocks. Obviously, credit unions that are losing money are less able to do those things.
COMMUNICATION beat the national average on Bankrate's test of earnings, achieving a score of 14 out of a possible 30.
COMMUNICATION had an earnings ratio of 6.00 percent in our test, above the average for all credit unions, an indication that it's running ahead of its peers in this area.