THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members during times of economic instability for the credit union. Therefore, when it comes to measuring an an institution's financial stability, capital is useful. When looking at safety and soundness, the higher the capital, the better.
COMMFIRST scored above the national average of 15.26 points on our test to measure the adequacy of a credit union's capital, receiving a score of 20 out of a possible 30 points.
COMMFIRST had a capitalization ratio of 15.00 percent in our test, above the average for all credit unions, suggesting that it's stronger than its peers.