How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, CME scored 16 out of a possible 30, beating the national average of 10.31.
One sign that CME is outperforming its peers in this area was its earnings ratio of 8.00 percent in our test, higher than the average for all credit unions.