A credit union's ability to earn money has an effect on its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's earnings test, ANTIOCH COMMUNITY scored 6 out of a possible 30, lower than the national average of 10.31.
One indication that ANTIOCH COMMUNITY is running ahead of its peers in this area was its earnings ratio of 2.00 percent in our test, above the average for all credit unions.