A credit union's ability to earn money affects its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
ALASKA USA fell short of the national average on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One sign that the credit union is beating its peers in this area was its earnings ratio of 4.00 percent in our test, higher than the average for all credit unions.