A credit union's ability to earn money affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
ALABAMA LAW ENFORCEMENT CREDIT UNIO scored 30 out of a possible 30 on Bankrate's test of earnings, better than the national average of 10.31.
ALABAMA LAW ENFORCEMENT CREDIT UNIO had an earnings ratio of 21.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.