A credit union's ability to earn money affects its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, ADVENTURE scored 0 out of a possible 30, below the national average of 10.31.
One indication that ADVENTURE is running behind its peers in this area was its earnings ratio of 0.00 percent in our test, worse than the average for all credit unions.