The Chase Sapphire Reserve card is one of the top premium travel
rewards cards, offering bonuses and perks tailored for
consumers who dine out and travel frequently. Cardholders who can
justify the pricy annual fee will earn industry-leading rewards
when they fly, cruise, rent cars or stay in hotels.
Since its introduction in August 2016, Sapphire Reserve has
offered points or rewards-obsessed credit card customers a
fantastic sign-up bonus, superior travel rewards and extra benefits
that outshine many competitors’ cards.
- Earn a sign-up bonus of 50,000 Chase Ultimate Rewards points
when you spend $4,000 within the first three months of card
- Earn three points earned for every $1 spent on all travel
purchases and dining worldwide and one point per dollar on all
- Receive a $300 annual credit for travel-related expenses,
including airfare, hotels, taxis and parking garages.
- Chase will refund your application fee for either a TSA Pre-Check ($85) or
Global Entry ($100) pass.
Cardholders are eligible for one refund every four years, although
both passes are good for five years.
- Chase Ultimate Rewards points can be redeemed at a 50 percent
greater value when booking travel through the Chase Ultimate
Rewards travel portal. For example, the sign-up bonus is worth $750
in travel expenses through the portal but just $500 when redeemed
for travel through a partner airline, hotel or as a cash-back
- Cardholders will be charged no foreign exchange fees — a must
for any decent travel credit card.
What makes this card better?
The rewards and annual credits the Chase Sapphire Reserve card
offers are on par with the best airline
credit cards. This card offers some other perks, as well,
- Expanded eligibility for the annual travel credit, which can be
used for a wide range of things that aren’t just airport-related.
The lengthy list includes cruises, campgrounds, tolls and parking
garages. Benefits post instantly rather than at the end of the
year, and it happens automatically.
- Generous redemption options. Ultimate Rewards Points are
flexible and can be transferred to a wide range of partner airlines
and hotels, typically at a 1:1 value. Where Ultimate Rewards really
become valuable is when they’re redeemed through Chase’s travel
portal, where for Sapphire Reserve points are worth 50 percent
- Membership in the Priority Pass
Select lounge program, which has more than 1,000 airport
locations worldwide. Everyone you’re traveling with can join you in
- Discounts and free upgrades at Avis, National and Silvercar car
- Perks at participating Luxury Hotel and
Resort Collection hotels, including free Wi-Fi, breakfast for
two, early check-in and late check-out.
Who should apply for a Chase Sapphire Reserve card?
If you dine out, fly or stay in hotels frequently and you have
credit, this card may be right for you. Consumers with fair
credit should consider another
If you don’t travel often enough to justify the high annual fee
– and you’re still looking for a card that pays rewards — consider
a cash back card
with a lower annual fee.
The information related to the Chase Sapphire Reserve card
has been collected independently by Bankrate.com. The card details
on this page have not been reviewed or provided by the card