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Is a virtual bank right for you?

Use this quick quiz to see if you're likely to enjoy banking with an online-only bank.
  1. Are you satisfied with your brick-and-mortar bank?

  2. Does your brick-and-mortar bank have a Web site that allows you to view balances and pay bills online?

    Don't know
  3. Which is more important:

    Visiting my branch so I can conduct bank business face-to-face.
    Paying $5 or less a month to keep a high-interest checking account.
  4. When you have a dispute with your bank, are you comfortable resolving it over the phone with a customer-service representative?

    Absolutely not. I want to talk to someone in person at a branch or the main office.
    I'll accept the impersonal touch if it means I get a good deal on my checking account.
  5. How do you prefer to make deposits?

    I would rather deposit my paycheck with a teller or at an ATM.
    I don't mind being paid by direct deposit or mailing a deposit.

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-- Posted: June 7, 2001

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