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Financial Literacy - Smart borrowing Click Here
Learn about loans
Weigh the pros and cons as you learn about different loan products before taking any action.
Smart borrowing

Look inside
 Should you borrow from yourself?
Cash-strapped people are tapping their 401(k) funds out of sheer desperation. Be sure to consider all the angles.
 Borrowing terms improve for students
Law changes increase the amounts students can borrow at favorable rates and introduce loan forgiveness programs.
 Getting the best loan rates
Learn about the forces that drive rates on several different types of loans in this tough lending environment.
 Ins and outs of reverse mortgages
You can tap your home equity without having to repay it as long as you live in the house. But it's a very expensive loan.
 Conventional, VA, FHA mortgages
Learn about the pros and cons of conventional and government-backed loans before you shop for mortgages.
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