News Archive
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| 2006 Taxes |
| Estimated tax deadline looms -- Some folks face fall tax chores as their fourth 1040ES payment is due September 15. Story |
| Reporting your retirement plan rollover -- When you changed jobs, you took your company retirement plan with you. We explain how to report it to the IRS. Story |
| Some hybrids qualify for tax breaks -- Nissan and Mazda have finally joined Honda on the hybrid tax credit track. Story |
-- More 2006 Taxes news
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| 2007 Financial Literacy |
| How celebrities pay for college -- Authors, a conductor and a sportscaster tell how they paid for college and how they'll pay for their kids' college. Story |
| Weekly spending work sheet -- Each week write the total of the previous week's expenses—from our daily work sheet—and compare to your budget. Story |
| Building blocks of a successful investment strategy -- Successful investing starts with knowledge. Here are the basics to get your portfolio on the right path. Story |
-- More 2007 Financial Literacy news
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| 2008 Financial Literacy |
| Borrowing from family, friends, strangers -- Borrowing money from people you know or complete strangers can be better, or worse, than dealing with institutions. Story |
| Video: Lowering your credit card rates -- Lower your credit card rate by investing just five minutes of your time watching this video. Story |
| Video: Save more money -- We offer you tips in this video to help you beef up your bank account and savings. Story |
-- More 2008 Financial Literacy news
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| Advice |
| FICO score over 780 is good enough -- Worrying about boosting a FICO score above 780 is a waste of time, says Dr. Don Taylor. Story |
| Proof for claiming dependents -- The IRS rules for claiming a dependent seem simple, but proving it can be complex, says CPA George Saenz. Story |
| Reaffirming a mortgage in Chapter 7 -- If a mortgage wasn't reaffirmed, the homeowner can walk away from payments, says the Bankruptcy Adviser. Story |
-- More Advice news
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| Auto loans |
| Borrowing from family, friends, strangers -- Borrowing money from people you know or complete strangers can be better, or worse, than dealing with institutions. Story |
| Car buyers don't get 'cooling off' time -- Once you buy a car, you're stuck with it even if you have second thoughts, says Bankrate car columnist Terry Jackson. Story |
| GM: Credit crunch hasn't killed loans -- GM's president of operations tells Bankrate car columnist Terry Jackson that many car buyers can still get loans. Story |
-- More Auto loans news
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| Banking and the economy |
| Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| Readers rant on financial crisis -- Readers sound off on Treasury bailouts and the Fed. Story |
-- More Banking and the economy news
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| Beating Bankruptcy Blog |
| Consumer bankruptcy filings surge in 2007 -- The number of Americans filing for bankruptcy is on the rise, and is unlikely to stop soon. Story |
| Is reducing your debt taking a backseat to reducing your weight? -- Miss a payment? You're not alone. Try these tips for the future. Story |
| Your debt resolutions -- Welcome to a new year when you will finally reduce your money troubles and handle that debt. Story |
-- More Beating Bankruptcy Blog news
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| Book review |
| Are you spending smart? -- Bankrate reviews the book "Living Rich by Spending Smart," that examines how everyday spending choices can sink your budget. Story |
| Surviving mob mentality in finance -- Bankrate reviews the book "Mobs, Messiahs, and Markets," by William Bonner and Lila Rajiva, which examines what the authors allege is the mass hysteria that overcomes investors in the stock market. Story |
| Could you retire in a weekend? -- In the book "Retire in a Weekend," by Bill Losey, baby boomers are encouraged to make work optional by following their passion. Story |
-- More Book review news
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| Checking and ATMs |
| Defend yourself against a failing bank -- After IndyMac and with banking troubles continuing, you need to know what to do to be sure your money is insured, and what steps to take in the event of a failure. Story |
| Online tools can help manage money -- Combine social networking with budgeting tools and you get Web sites for those who want to follow their money. Story |
| Protection in troubled times -- What happens to your assets when a brokerage, bank or employer pension goes under? Some of your assets are covered by insurance. Story |
-- More Checking and ATMs news
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| College financing |
| Credit cards for college students -- Credit card offers abound on college campuses. Here's what students need to know. Story |
| Video: College financial aid -- The right combination of student aid, student work and student imagination can defray costs. Story |
| Texas 529 plan offers key advantage -- A Texas 529 savings plan offers a key advantage compared to competitor offerings, says the College Money Guru. Story |
-- More College financing news
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| Credit cards |
| Borrowing from family, friends, strangers -- Borrowing money from people you know or complete strangers can be better, or worse, than dealing with institutions. Story |
| Video: Lowering your credit card rates -- Lower your credit card rate by investing just five minutes of your time watching this video. Story |
| Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story |
-- More Credit cards news
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| Credit management |
| Settle your debts yourself -- You can pay someone to negotiate debt settlements for you, but you can do it yourself for nothing. Story |
| 6 good reasons for multiple credit cards -- Contrary to some popular opinion, you may be smart to hold more than the often recommended one to three credit cards. Here are six good reasons. Story |
| 8 rules to break to build wealth -- Diverging from the traditional mind-set may put you on the right course to riches, says Robert Shemin, author of "How Come That Idiot's Rich and I'm Not?" Story |
-- More Credit management news
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| Credit repair |
| Strike back against unfair card issuer -- There are several ways to make life uncomfortable for a badly behaving card issuer, says the Debt Adviser. Story |
| 'Seeking fun-loving, SF, high credit score' -- Most romantic scenes don't involve partners sharing credit scores. But what couples don't know can cost them. Story |
| Finance charge may push you over limit -- It is legal to fine customers when finance charges push card balances past the limit, says the Debt Adviser. Story |
-- More Credit repair news
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| Credit reports and credit scores |
| FICO score over 780 is good enough -- Worrying about boosting a FICO score above 780 is a waste of time, says Dr. Don Taylor. Story |
| Strike back against unfair card issuer -- There are several ways to make life uncomfortable for a badly behaving card issuer, says the Debt Adviser. Story |
| Finance charge may push you over limit -- It is legal to fine customers when finance charges push card balances past the limit, says the Debt Adviser. Story |
-- More Credit reports and credit scores news
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| Credit unions |
| Credit unions help young adults save -- Credit unions can be a great choice for savers with little money and a thin credit history. Story |
| Credit unions weather tough market -- Credit unions have been affected by the tight credit market, but most may be getting through the current landscape in fairly good shape. Story |
| Peer-to-peer lending grows in bad economy -- P2P lending has been around since 2005, but it's getting a boost from the current economic environment and credit crunch. Story |
-- More Credit unions news
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| Debt consolidation |
| Defend yourself against debt collectors -- Even if you owe a company money, you have rights -- and it pays to know what they are. Story |
| Defend yourself against debt collectors -- Even if you owe a company money, you have rights -- and it pays to know what they are. Story |
| 401(k) hardship withdrawals on the rise -- Cash-strapped employees are turning to their retirement plans for help. Will they start investing after the crisis passes? Story |
-- More Debt consolidation news
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| Exclusive: 2008 CD study |
| Detailed results of the 2008 CD study -- Check out the results of a survey of 10 banks that offer CDs online and through their branches. Story |
| Exclusive: 2008 CD study -- Can you get a better yield on a CD online or through a traditional bank? It depends on what you're looking for. Story |
-- More Exclusive: 2008 CD study news
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| Exclusive: 2008 Credit Card Study |
| Strike back against unfair card issuer -- There are several ways to make life uncomfortable for a badly behaving card issuer, says the Debt Adviser. Story |
| Finance charge may push you over limit -- It is legal to fine customers when finance charges push card balances past the limit, says the Debt Adviser. Story |
| Defend yourself against debt judgment -- Professionals can help you reduce the legal pain associated with a judgment, says the Debt Adviser. Story |
-- More Exclusive: 2008 Credit Card Study news
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| Exclusive: Passbook/Statement savings study 2008 |
| No records for this selection |
-- More Exclusive: Passbook/Statement savings study 2008 news
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| Fame & Fortune |
| Fame & Fortune: Danica Patrick -- It's no surprise that this race car driver's first big financial splurge was a cool set of wheels. Story |
| How celebrities pay for college -- Authors, a conductor and a sportscaster tell how they paid for college and how they'll pay for their kids' college. Story |
| Fame & Fortune: Dayna Devon -- Television's "Extra" correspondent is addicted to shopping for household furniture on eBay. Story |
-- More Fame & Fortune news
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| Fame & Fortune (Use this) |
| No records for this selection |
-- More Fame & Fortune (Use this) news
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| Frugal U |
| Drive smarter to save gas -- Bankrate readers show how they are reducing their need for gas by driving in the most efficient manner. Story |
| A Frugal shopper's best tip -- You don't need cable to get HD service if you have an HD TV and a digital antenna. Story |
| Finding money to save -- Planning can help you find money to put into savings. Story |
-- More Frugal U news
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| Home equity |
| Borrowing from family, friends, strangers -- Borrowing money from people you know or complete strangers can be better, or worse, than dealing with institutions. Story |
| Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story |
| Interest Rate Roundup -- Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts. Story |
-- More Home equity news
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| Home improvement |
| 4 housing upgrades that don't pay -- Thinking of renovating? Here are four things to avoid if you may want to sell down the road. Story |
| Green interior design -- Save money by using green principles for interior design. Story |
| Green interior design -- Save money by using green principles for interior design. Story |
-- More Home improvement news
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| Insurance |
| 14 useless insurance policies -- Ready to trim your insurance costs? Here are 14 policies you can probably scale back, or live without. Story |
| The ins and outs of life settlements -- Before cashing in that life insurance policy you no longer need, make sure you understand life settlements. Story |
| Assessing risk exposure -- Hope for the best, plan for the worst: Health and disability insurance can help Alice mitigate financial loss. Story |
-- More Insurance news
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| Investing |
| Money market mutual fund lifeline -- The government is throwing an unprecedented lifeline to money market mutual funds to reassure nervous investors. Story |
| Will WaMu customers accept Chase? -- With WaMu on its way to the graveyard of failed banks, customers will have to decide if they like JP Morgan Chase. Story |
| Education key to smart investing -- Education and expert guidance are essential to making good investments, says Dr. Don Taylor. Story |
-- More Investing news
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| Money markets |
| Money market mutual fund lifeline -- The government is throwing an unprecedented lifeline to money market mutual funds to reassure nervous investors. Story |
| More deposits insured, but for how long? -- The FDIC will step in with higher coverage for bank deposits, but it's a temporary solution. Story |
| Wachovia's new suitor -- Wachovia is now being sought by Wells Fargo in a deal that doesn't involve help from the FDIC. Story |
-- More Money markets news
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| Mortgage Matters Blog |
| Countrywide loan mods -- The owner of Countrywide promises to modify hundreds of thousands of mortgages to settle a lawsuit. Story |
| The odd case of S&P, Georgia -- During the housing boom, state and local governments sought to restrict the types of mortgages that ended up at the core of this $700 billion bailout. Story |
| The odd case of S&P, Georgia -- Six years ago, Georgia enacted the Georgia Fair Lending Act, which made lenders and mortgage investors legally liable for any predatory loans that they underwrote or bought. Standard & Poor's objected. Story |
-- More Mortgage Matters Blog news
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| Mortgages |
| Reaffirming a mortgage in Chapter 7 -- If a mortgage wasn't reaffirmed, the homeowner can walk away from payments, says the Bankruptcy Adviser. Story |
| When the seller wants out of the deal -- An agent may be able to remedy a housing contract derailed by the seller's health, says the Real Estate Adviser. Story |
| 4 housing upgrades that don't pay -- Thinking of renovating? Here are four things to avoid if you may want to sell down the road. Story |
-- More Mortgages news
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| Online banking |
| Online tools can help manage money -- Combine social networking with budgeting tools and you get Web sites for those who want to follow their money. Story |
| Bank's cooling 'teaser' rate burns saver -- Don't expect your bank to alert you to a higher savings rate when it becomes available, says Dr. Don Taylor. Story |
| Banks score with 'high touch' service -- At many banks, "high touch" service that pampers customers drives growth and profits. Story |
-- More Online banking news
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| Personal finance |
| Video: Lowering your credit card rates -- Lower your credit card rate by investing just five minutes of your time watching this video. Story |
| 7 psychological money traps -- Does your brain trick you into bad money moves? You can outsmart yourself if you recognize these traps. Story |
| Strike back against unfair card issuer -- There are several ways to make life uncomfortable for a badly behaving card issuer, says the Debt Adviser. Story |
-- More Personal finance news
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| Plastic Rap Blog |
| Little-used cards canceled? -- Many readers report their limits have been cut on cards they don't use often -- or they've had their cards canceled altogether. Story |
| Wells Fargo, Wachovia merger -- Wells Fargo made the surprise announcement that the company would acquire Wachovia for $15.1 billion in stock, with no financial help from the FDIC. Story |
| Bank mergers and you -- Despite major changes in banks this week, customers can expect business as usual. Story |
-- More Plastic Rap Blog news
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| Rate Trend Index |
| Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story |
| CD Rate Trend Index -- Bankrate's expert panel predicts where rates are headed on certificates of deposit. Story |
| Rate Trend Index -- Mortgages -- Each week, Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home. Story |
-- More Rate Trend Index news
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| Real estate |
| When the seller wants out of the deal -- An agent may be able to remedy a housing contract derailed by the seller's health, says the Real Estate Adviser. Story |
| 4 housing upgrades that don't pay -- Thinking of renovating? Here are four things to avoid if you may want to sell down the road. Story |
| Research mortgage fees -- When shopping for a mortgage, be sure to get a complete list of all fees. Story |
-- More Real estate news
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| Retirement Channel |
| Education key to smart investing -- Education and expert guidance are essential to making good investments, says Dr. Don Taylor. Story |
| Changing your company's 401(k) plan -- Workers who don't like their 401(k) plan options may be able to do something about it. Story |
| Don't accept low retirement CD yield -- Shopping around for the right IRA CD provider can make a big difference in overall yield, says Dr. Don Taylor. Story |
-- More Retirement Channel news
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| Savings |
| What's $29,000 worth after 18 years? -- A bank deposit of $29,000 loses some of its purchasing power after 18 years, says Dr. Don Taylor. Story |
| Money market mutual fund lifeline -- The government is throwing an unprecedented lifeline to money market mutual funds to reassure nervous investors. Story |
| More deposits insured, but for how long? -- The FDIC will step in with higher coverage for bank deposits, but it's a temporary solution. Story |
-- More Savings news
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| Small business |
| Business startup costs that shock new owners -- Small business owners share the nasty surprises they experienced, and experts explain how to minimize such costs. Story |
| 4 ways to make cash online -- If today's economy has left you in need of extra cash, use the Internet to bring home extra bacon. Story |
| 12 ways to make your house a cash cow -- Here are a dozen ways to turn your house into a money-making machine. Story |
-- More Small business news
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| Special reports |
| Understanding credit scores -- Understanding the factors that go into your credit score will help you manage it. Story |
| Small business tax breaks -- Being your own boss is great. And, in many cases, there even are tax advantages. Story |
| Sending out a tax SOS -- How to get tax help by phone, Internet or from a human being. Story |
-- More Special reports news
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| Taxes |
| Proof for claiming dependents -- The IRS rules for claiming a dependent seem simple, but proving it can be complex, says CPA George Saenz. Story |
| Rolling into a Roth -- If a traditional IRA contains some after-tax contributions, it can still be converted, says CPA George Saenz. Story |
| Tax scam's deal really is too good to be true -- Most companies are selling an offer in compromise and the IRS will rarely approve them. Story |
-- More Taxes news
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