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RATE UPDATE Mortgage rates are tumbling. Is now the time to refinance? See rates in your neighborhood.

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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 5.60% 5.76%
15 yr fixed mtg 5.40% 5.50%
5/1 ARM 5.94% 5.95%
30 yr fixed jumbo mtg 7.09% 7.29%
5/1 jumbo ARM 6.03% 6.18%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.17% 5.13%
$50K HELOC 5.07% 5.03%
$30K Home Equity Loan 8.39% 8.38%
$50K Home Equity Loan 8.44% 8.43%
$75K Home Equity Loan 8.42% 8.41%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.62% 6.79%
48 month new car loan 6.75% 6.83%
60 month new car loan 6.56% 6.59%
72 month new car loan 6.63% 6.44%
36 month used car loan 7.13% 7.14%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 2.80% 2.83%
1 yr CD 3.26% 3.35%
5 yr CD 3.72% 3.77%
1 yr IRA CD 2.95% 3.04%
5 yr IRA CD 3.55% 3.67%
Rates may include points
RATE TRENDS THIS WEEK

 
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NEWS THIS WEEK
Cutting your asking price a little at a time may seem less painful, but in the end it could sabotage your sale price. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. The Internet is a powerful holiday shopping tool. Find out how to snag deals, ship smart and save big. Budgets may be tightening, but don't blame these items -- their prices have fallen as much as 88 percent. Professional money managers strive to beat the market. Their strategies require toil, vigilance ... and may not work. With the Fed's action pushing fixed rates below 6 percent, refinancing might be the right move for you.
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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