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CD & INVESTMENTS: COMPARE RATES

CDs/IRAs
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MMAs/MMMFs
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National CD & Investment Rates
Select a product to compare rates:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 2.72% 2.75%
1 yr CD 3.01% 3.01%
5 yr CD 3.48% 3.46%
1 yr IRA CD 2.82% 2.81%
5 yr IRA CD 3.56% 3.56%
About this index
Rates may include points

 Experts' CD rate prediction
Prediction for short-term rates
(one year or less)
Which way are short-term CD rates headed? Each week Bankrate surveys experts for their predictions.
CD Rate Trend Index:
  • CD rate predictions
  • CD Rate Trend Index
  • Best yields nationwide
    •  Experts' CD rate prediction
    Prediction for short-term rates
    (one year or less)
    Which way are short-term CD rates headed? Each week Bankrate surveys experts for their predictions.
    CD Rate Trend Index:
  • CD rate predictions
  • CD Rate Trend Index
  • Best yields nationwide
    •  1-year CD
    1-year CD
  • Calculate interest
    •  6-month CD
    6-month CD
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    CALCULATORS
    OVERNIGHT AVERAGES
    Select a CD: 

    Roll over a state to view the overnight average.
    Click to find a rate in your area.
    6-month CD
    CD & INVESTING NEWS THIS WEEK
    I-bond fixed rate drops
    The inflation-fighting I-bond, issued from May 2008 through October 2008, will earn an annual rate of 4.84 percent.
    Is now the time to invest in gold?
    With the economy in dire straits and inflation threatening, should you turn your green into gold?
    Deciphering mutual fund fees
    When investing in mutual funds, whether on your own or with an adviser, make sure you know the fees involved.
    Indexed CDs offer potential reward
    Can't stomach a loss of principal? These CD hybrids couple protection with the promise of the equity markets.
    More CD & investing news »
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    * Mortgage rate may include points. See rate tables for details. Click here.
    * To see the definition of overnight averages click here.

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