Certificates of deposit are simple, safe vehicles for investing,
especially valuable for the investor who is adverse to risk. Become
a master saver, find out how earnings are calculated and lots more
at our
savings basics. 
Before buying a CD at your local savings institution, search around
for the highest yields. We make it easy. Bankrate surveys more than 4,800
financial institutions in all 50 states each week to find out which
offers the best returns.
Find
the best deals in your neighborhood.
When is the best time to buy? Each week, financial experts across
the nation weigh in on where CD yields are headed. Find out more from the weekly Rate
Trend Index.
CDs come in a variety of flavors each with unique saving opportunities.
Here are a few choices:
It's easy to stretch your earnings when you have a plan. Check out
these tips and strategies for buying CDs:
8
questions to ask before purchasing a CD
"Ladder"
for best returns
Ladders, barbells and bullets: Choose your savings tool
What to do when your CD is due
What's the penalty for early withdrawal?
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How would you like us to let you know when CD rates are to your
liking? Sign up for our CD Rate alert and we'll watch the rates for you.
 Stay up-to-date on the latest trends and news in the world of savings.
Sign up for the CD Shopper newsletter to be delivered to your inbox each week.
Need some expert advice? Check
out what our
experts have to say about CDs or ask
a question.
Find
the best CD yields for you!
How much interest will I earn? Plug your numbers into this calculator
to find out.
What interest rates do you need to to reach
your savings goal?
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