Home Equity basics: Table of Contents

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Home Equity Basics

Understanding the fundamentals

Home equity loans are offered as fixed-rate loans or variable-rate lines of credit.

Table of contents

Home Equity

	Chapter 1: What equity debt is
	Before tapping the equity in your home, become familiar with the way home equity loans work. Read on.


	Chapter 2: Decisions, decisions
	Home equity loans are available in two ways -- as a fixed-rate loan or a variable-rate line of credit. Which one is best for your situation? Read on.


	Chapter 3: Applying
	The keys to a great rate are your credit history, your income and the loan-to-value ratio. Read on.


	Chapter 4: Watch out!
	Tapping your home's equity can be risky. Know the loan rules, your home's value and your actual costs before closing the deal. Read on.

		RESOURCES
		Free! See your FICO score range
		Order your free credit reports
		Home equity loans vs. lines of credit

TOP HOME EQUITY STORIES

		Interest Rate Roundup
		HELOC is not interest-only forever
		Interest Rate Roundup

TABLE OF CONTENTS

Ch 1: What equity debt is

Ch 2: Decisions, decisions

Ch 3: Applying

Ch 4: Watch out!

More Basics

Home Equity

Compare today's rates

NATIONAL OVERNIGHT AVERAGES

$30K HELOC	5.01%
$50K HELOC	4.17%
$30K Home equity loan	7.43%

Rates may include points

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