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Tool Time -- Investing for something as important as your retirement can be tricky for anyone, so we've assembled some of our best tips and tools to help you figure out how much money you'll need and how to make it.

Tools

Savings products 101 -- Don't know a bond from a T-bill? Here's a no-nonsense list of savings terms and definitions.

Cheap but effective RRSP strategies -- Here's how to get the biggest bang for your buck when it comes to retirement savings.

Understanding asset allocation -- How best to divide your retirement nest egg among stocks, bonds and mutual funds.

Understanding GICs -- How to use Guaranteed Investment Certificates to your best advantage.

Understanding income trusts -- Contrary to popular perception, trusts aren't like GICs or bonds. What you gain in yield, you sacrifice in stability.

The advantages of spousal RRSPs -- How transferring money from your RRSP to your spouse's RRSP can help make your dream retirement a reality.

Understanding mutual fund management fees -- How to make sense of the hidden fees charged by most mutual funds that could be eating up your profit.

B Y  T H E  N U M B E R S
  7 most common RRSP questions
  Top 7 reasons to invest in an RRSP
  Avoid the 7 deadly RRSP sins
C A L C U L A T O R S
  How long will your savings last?
  Watch your savings grow
  How to reach a savings goal--with scheduled payments
  What will it take to reach your investment goal?
  How long until you're a millionaire?
  How much will you need to retire?

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