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Average mortgage rates and points in the top 10 markets
Fixed 15-year
Fixed 30-year
5-year ARM
Market
Rate
Points
Rate
Points
Rate
Points
New York Metro
6.27
0.29
6.73
0.20
6.58
0.27
Los Angeles
6.31
0.80
6.77
0.72
6.29
0.62
Chicago
6.24
0.23
6.71
0.32
6.28
0.31
San Francisco
6.16
0.67
6.65
0.53
6.26
0.58
Philadelphia
6.27
0.25
6.79
0.19
6.29
0.30
Detroit
6.32
0.12
6.78
0.05
6.56
0.09
Boston
6.24
0.09
6.73
0.05
6.30
0.09
Houston
6.11
0.91
6.61
0.83
6.35
0.89
Dallas
6.11
0.70
6.63
0.63
6.27
0.67
DC Metro
6.12
0.66
6.61
0.60
6.33
0.59
Brm National Index
6.22
0.47
6.70
0.41
6.35
0.44
Average mortgage rates and points as of survey date 8/4/2008. This data comes from the Wednesday survey of the largest institutions in the country.
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Rates
Overnight Averages*
+/-
Variable open mtg
4.75%
48 month new car loan
7.89%
1 yr redeemable GIC
2.47%
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