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Tax Basics  Understanding the fundamentals
You had better know your deductions if you want to pay the least amount of tax.
 
   
Taxes
 
Chapter 1: Withholding
For most folks, taxes start with withholding. See if you're doing it right. Read on.
 
Chapter 2: Forms and filing
Learn the nitty-gritty of finding whether you have to file, and if so on what form and with which tax table. Read on.
 
Chapter 3: Deductions
You had better know your deductions if you want to pay the least amount of tax.Read on.
 
Chapter 4: Credits
Credits are even better than deductions, because they reduce taxes more. Know which ones you qualify for.Read on.
 
Chapter 5: Life events and taxes
Plan to own a home? Raise a family? Start a business? As your life changes, so will your tax needs.Read on.
 
Chapter 6: Closing details
These are the little details that are the difference between owing and not owing the IRS.Read on.
 

TABLE OF CONTENTS
 
 
 
 
 
 
 
Rates
Overnight Averages* +/-
Variable open mtg 4.75%
48 month new car loan 7.89%
1 yr redeemable GIC 2.47%
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