Bankrate's Credit Management: Good debt and bad debt -- Not all debt is bad. Or, for that matter, good. For example, a mortgage in most cases would be considered good debt. On the other hand, putting an expensive meal you can't afford on your credit card is bad debt. We try to provide some general rules of thumb on what's good or bad debt. (1/1/2004)
Tips for choosing a credit counselor -- Not sure how to choose a credit counseling agency or debt management company? These guidelines from Bankrate.com can help. (1/1/2004)
Bankrate's Credit Management: 13 myths about credit reports -- There are lots of things about credit reports that people think they know, and they're wrong. We take a look at some of the more popular myths and the real story. (1/1/2004)
Bankrate's Credit Management: How to read and understand your credit report -- This article recommends contacting all three credit reporting agencies, and comparing the information found on them. It provides the contact numbers and directives for having errors corrected. Readers will also find a description and explanation of the four sections comprising a credit report. (1/1/2004)