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Auto Loan Calculator

Use this auto loan calculator to estimate monthly payments on your next new or used loan. Enter the loan amount, term length and interest rate to calculate your monthly car loan payments. This auto loan calculator will help you determine how much car you can afford.

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Your estimated monthly payment

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Amortization Schedule
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Quality Assurance

Compare rates with confidence. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate.

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Auto Tips

Never cosign for an auto loan. Yes, they may need your help. Yes, they may be a great friend or your own flesh and blood. But it's never a good idea - especially if you aren't planning on having to pay off the entire loan when the person who signs for it defaults.

Before going to the car lot, try lining up your financing at a local credit union first. Credit unions often offer better rates than banks and financing companies at car dealerships. Once your financing is lined up, you'll know how much you can spend on a car.

Don't buy a car you can't afford. Too often car shoppers think about the final number they are willing to pay and don't factor in taxes, title fees and other expenses. These extras often add up to more than a buyer can comfortably pay.

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