70s: Insurance needs

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Silver hair, golden years -- 70s-plus

Insurance needs
By Bankrate.com

Understanding long-term care insurance
Long-term care insurance helps cover what Medicare doesn't. It could potentially cover nursing homes, assisted-living facilities, adult day care, in-home care and daily other functions. It is not medical insurance; it is simply for everyday life functions and living.

Links:
Long-term care insurance: A critical consideration, 12 questions for long-term care insurance

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Life insurance may not be necessary
Only buy life insurance if your death will cause a financial hardship for people you care about. If you have no dependents and your spouse will be taken care of financially through Social Security, pensions, IRAs and savings, then there is probably no reason to buy life insurance.

The basics of life insurance, Major types of life insurance at a glance, Life insurance: Thinking about the unthinkable, How much life insurance do I need?, Stock market killing your life insurance?, Viaticals: How to sell your insurance policy, Longer lifespans will lower insurance rates

-- Posted: Jan. 20, 2003

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