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Top 20 frugal $ense tips

Here are the 20 best tips culled from your entries in this month's Frugal $ense contest. Click on any of the links to read a tip and rate it. You may rate as many tips as you'd like, but please only once per tip. See rules.

•	The tip with the highest average at the end of the month earns the tipster $100!
•	Shaun Rowley of St. Cloud, Minn., won $100, for his tip, which was rated No. 1 by Bankrate readers last month. For more information on this tip and its author, read our interview with the Frugal $ense contest winner.
	Winning tip: Lower your insurance without switching "You don't have to switch insurance companies to get the best rate. Most insurance companies will match quotes from competitors as long as the coverage is the same. Just visit some of the big insurance websites, fill out a free online quote, which takes just minutes, then call up your insurance provider and ask them to match it. I have done this to lower my auto and home insurance several times, and most of the time, they don't even make you send them the competitor's offer details."


Top 20 money-saving tips	Note: Contest ends February 29, 2012.

ENTERTAINMENT

• Entertaining at home

GROCERIES

• Cooking tip

• Extending the life of lettuce and spinach

• Regrow your savings

SAVINGS

• Water and money saver

• Save money on soda for work!

HOUSE

• Wood refinishing

• Sparkling, shiny bathroom!

• Cheap and natural cockroach control

MISCELLANEOUS

• It all adds up!

• Fabulously frugal children's gift

• Frugal soup

• Does 2 for the use of 1 remover

• Baby shampoo

• Very inexpensive skin care

Enter the contest
Enter your money-saving tip now -- you could win $100! Submit your tip

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