Checklist for transferring credit card balances

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Checklist for transferring credit card balances

Old card
Toll-free number for customer service
Account No.
Balance	$
APR	%
Grace period	days
Due date

New card
Toll-free number for customer service
Account No.
Balance	$
Introductory APR	%
Date intro rate expires
Date balance transfer APR expires
Fees for balance transfer	$
Annual fee	$
Grace period	days
Due date

Credit card account close-out procedure
	Send minimum payment to old company by due date.
	Sign up for new card.
	Complete balance-transfer form.
	While balance is pending, continue to make minimum payments by due date to old card.
	Receive notice of balance transfer to new company.
	Call old company to verify balance transfer.
	Receive billing statement with zero balance from old card company.
	Close old account by calling or writing the issuer. Ask the issuer to note in any statement to a credit bureau that the account was closed at the customer's request.

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