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2006: A look back - A look ahead  
  Mortgage rates and home prices rose in 2006 while a refi boom is anticipated in 2007.
 Mortgage: A look inside
 Personal finance calendar  Personal finance calendar 
   
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Mortgage rates and home prices rose in 2006 while a refi boom is anticipated in 2007.

Review 2006
At the beginning of 2006, everyone expected mortgage rates to rise and they did. And then, surprisingly, even shockingly, they fell. So did home prices.
Preview 2007
2007 will bring an unusual refinancing boom as hundreds of thousands of borrowers bail out of their adjustable-rate mortgages while the getting is good.
Best moves 2007
You can determine your best strategy by reviewing the most commonly asked questions about mortgage products for 2007.
5 big risks of option ARMs
As higher payments kick in, holders of option ARMs need to take a hard look at budgets, incomes and refinancing alternatives.
Interactive: Refinance now?
Put in your own numbers and this Bankrate calculator will tell you if the terms you can get on a refi make it worth your while.
50-state delinquencies
Katrina-affected states show the biggest rate of people falling behind in their home payments.

 






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