Look at your beneficiaries. Too often people fill out
the forms when they take a job or open an account, then forget it for the
next 20 years. But you might not still want your parents inheriting your
savings after you have a family of your own. So do a quick check of the
beneficiaries you've listed on those insurance policies (your own and through
work), as well as any savings and investment accounts. Also check to make
sure the names are correct and everyone that you named is listed.