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If your past year's banking and personal finance experiences
are more like Night of the Living Dead than It's
a Wonderful Life -- with the mummy replacing George Bailey
at the drive-through window -- take heart: You're not alone.
Maybe it's a bank that charges you to breathe the air in
the lobby. Perhaps it's a credit card company that "misplaces"
your payments and then makes you pay late fees and penalties
for their mistakes. Or it could be a home equity lender that
joins you for dinner every night by telephone, soliciting
you relentlessly. Maybe it's an auto lease that has you howling
at the moon.
This year, Bankrate.com continues its Halloween tradition
of taking you on a tour of the horrors that can befall you
-- and your finances -- if you're not careful. Follow our
advice, and maybe next year, the only ghosts and goblins who
say "boo" will be the neighbor's kids -- and not
a collection agency.
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