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Main story: Beware of cars with washed titles
Understanding the lemon laws

Auto salvage fraudJust because a vehicle has been title washed doesn't make it a lemon. If it runs fine, lemon laws won't help. But knowing your state's lemon law could be a major plus when you go buying.

Consumer experts say a dealer who is aware you have researched the law is far less likely to try and unload a lemon or a formerly submerged or wrecked car on to you. If he does, these laws can help you turn that lemon into lemonade.

Your new car's history alone doesn't make it a lemon. But if it runs like a car that has been under water for a week or two, or one that has been wrecked and poorly repaired, or one that's showing its true colors as a lifetime lemon, these laws can help.

Generally, lemon laws cover a manufacturer's failed attempts to repair a car that had been sold with a warranty. If they keep trying to fix it (how many attempts varies by state) but it still doesn't work and the manufacturer doesn't replace or refund the cost of the 'lemon' to the buyer, the attorney general's office will step in. What happens next also varies from state to state, but basically you can collect a refund or a replacement for your lemon .

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There are lemon laws on the books of most states that are valuable tools both before and after you buy. It's easy to find out your state's law at Westech's State Lemon Law Statutes site or at the Lemon Aid Stand.

You can also find out what the lemon law is in your state by contacting the attorney general's office. Most states have an official Web site where you can track down that office. Some states even list the vehicle identification numbers and models of car that were deemed lemons. Nearly all state lemon laws are similar to the Federal Magnuson-Moss Warranty Act, which makes breach of warranty a violation of federal law.

"Consumers have this powerful state law backing them -- but they must arm themselves with this information before they go shopping for used cars," says Janet L. Smith, assistant attorney general for Florida's Lemon Law Arbitration Program.

Related information:
Protecting yourself before and after disaster
More auto loan news
Auto loan rates
The basics: Auto loans

-- Posted: Nov. 19, 1999

 

 
 
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