- advertisement -

Should I consolidate my debts?

You'll have the answer to this question only when you know how much debt you have. You might not be a consolidation candidate, or maybe the process was made for you. It all depends on what lands on the bottom line once you total up debts and assets.

 
Analyze your debt load

Take this short interactive quiz to get an idea of the seriousness of your debts.

 
Myths about debt consolidation

Find out the drawbacks and benefits of the process.

 
Dangers of consolidating debt

Be prepared for the side effects of this pill.

 
- advertisement -
 
8 ways to consolidate your debt

If you must consolidate debts, find the best method to do so.

 
Considering your consolidation options

First you have to face the problem that got you into trouble.

 
Focus on the objective of debt consolidation

Understand your goals before embarking.

 

 

 
-- Posted: May 9, 2005
     

 

 
 

 

Looking for more stories like this? We'll send them directly to you!
Bankrate.com's corrections policy
Print  
 

Compare Rates
NATIONAL OVERNIGHT AVERAGES
$30K HELOC 4.30%
Personal loan 12.16%
$30K Home equity loan 4.99%
Rates may include points



RELATED CALCULATORS
  Loan calculator (includes amortization schedule)  
  See your FICO score range -- free  
  What will it take to pay off your credit card?  
VIEW ALL 

BASICS SERIES
Debt Management Basics
Take these steps
to get control
of your debt.
Do I have too much debt?
Refi or home equity loan?
Consolidate card debt
15 signs of debt trouble
What is bankruptcy?

MORE ON BANKRATE
Loan rates in your area  
Graph rate trends  
Credit scoring  
Consolidate your debt


- advertisement -

- advertisement -