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Special report
Boost your credit score!

Improve your credit score

Nobody loves your money more than your creditors. Unfortunately, your credit score lets them love more or less of it -- depending on how you've handled your credit. The higher your score, the less you pay in rates and fees. Paying loans late or overextending your credit will lower your score. But, don't despair. It's never too late to improve your credit rating.

..............................................................................
Take charge of your credit score
Get your credit reports regularly

You'll want to verify the accuracy of the details and information listed, plus fix the errors.

 
Know your score -- it's a big deal!
Here are the five factors that make or break your credit rating.
 
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You've found mistakes. Now what?

Follow these steps to help restore the luster to your credit.

 
Add strength to your credit score
Are you suffering from an insufficient credit file or blemished credit record? Take these steps to boost your score.
 
Rejuvenate your credit by 're-aging'
This little-known trick is a way to give yourself a fresh start, but you have to work at it.
 
FAQ about you and your credit report
Does canceling a credit card improve my credit score?
Are multiple inquiries on my credit report OK?
Can debt negotiators hurt my credit?
Can I rework my student loan payment terms?
How do I get charge-offs removed from my credit report?
 
-- Posted: Oct. 21, 2004
Looking for more stories like this? We'll send them directly to you!
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See Also
13 myths about credit reports
Beware of the credit domino effect
The right way to cancel a credit card

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