Not everyone subscribes to the belief that couples
polarize. "Married couples can be all over the place,"
says Susan Zimmerman, a chartered financial consultant and psychotherapist
in Apple Valley, Minn. "They can be opposites or they can be
more alike -- but they will have one difference, and that is where
the strife comes from."
Dr. Kathleen Gurney, a psychologist and author of "Your
Money Personality: What It Is and How You Can Profit From It," takes
a different approach. Through her Financial
Psychology Corp. she offers the Moneymax Personal Profile to help individuals
understand their money management styles. She divides people into nine money styles:
safety players, entrepreneurs, optimists, hunters, achievers, producers, high
rollers and money masters.
Those who noticed that the previous
paragraph listed only eight styles might belong to the ninth: perfectionists.
"It's easier if your styles of handling money are similar,
but here, as with other characteristics, opposites attract," she Gurney says.
"I recommend having a serious talk about your financial preferences before
When you have an idea of how you and your spouse fit
together financially, how do you achieve domestic tranquility? First, get rid
of your hang-ups over talking about money.
a touchy subject for most people," says Celia Ray Hayhoe, an assistant professor
and cooperative extension specialist in family financial management at Virginia
Polytechnic Institute and State University and a certified financial planner.
"It's the last taboo. A lot of people say they discuss money all the time
but what they do is fight over money."
Money is the No.
1 subject of marital quarrels, and it's one of the main reasons for divorces,