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Bankrate's 2008 Retirement Guide
Tools & Calculators
Bankrate's loaded with all the best tools to plan your retirement no matter what your lifestage.
Tools & Calculators
Life expectancy calculator


  Life expectancy calculator

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!.

For more information about this Plug-in please visit: SUN's Java™ Plug-in

*This calculator uses the 1986-1992 mortality tables published by the Canadian Institute of Actuaries (CIA). It also assumes that life expectancies will not improve during your remaining lifetime. If life expectancies increase dramatically over the next several decades, this calculator would underestimate actual life expectancies. If life expectancies decrease dramatically over the next several decades, this calculator would overestimate actual life expectancies.
Definitions
Current age: Your current age.
Gender: Males generally have shorter life expectancies than females. This calculator uses separate mortality tables depending on your gender.
Smoker: If you smoke, your life expectancy is generally going to be shorter than if you don't. This calculator uses separate mortality tables for smokers and non-smokers.
Weight & Height: Being overweight can reduce your life expectancy. Your target weight is determined by your height and weight, exceeding that weight reduces your life expectancy.
Drinking alcohol: Life style choices such as drinking alcohol can reduce your life expectancy.
Driving: Dangerous driving habits can indicate a greater risk of accidents and death. We use the number of driving violations to help determine this risk.
Blood pressure & Family medical history: High blood pressure and history of cardiovascular problems, diabetes in you or your parents can indicate a shorter life expectancy. While it can be difficult to control your family history, it is a factor in determining your life expectancy.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

-- Posted: Nov. 10, 2008
 





 
 
 
 
 
 
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