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"Oh," says the less-than-spectacular student years after graduation day. "THIS is what we were going to do with all that dumb math stuff we swore we'd never use in the REAL WORLD."

Yep. This is it -- figuring out how much house you can afford, how to calculate the payments on that home you want to buy, how changing interest rates can impact your life. And more.

But if you don't remember how to do the math, use Bankrate's handy calculators to give you fast and accurate figures.

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How much house can you afford? -- Add up your debts and compare it to income to find your price range.

Monthly payment and amortization calculator -- This handy tool computes any loan and shows how extra payments could impact your mortgage.

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-- Posted: May 16, 2005

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'05 Real Estate Guide
 
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15 yr fixed mtg 3.18%
5/1 jumbo ARM 3.69%
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