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What to keep

Those who believe in the adage, \"If in doubt, throw it out,\" prefer the circular filing system. But so-called \"purgers\" could have trouble later on. Questions to ask before pitching stuff:

Will I need this later?

Can I get another copy easily?

What's the worst that can happen if I throw it out?

For things you might need, develop a system that works.

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Where to keep it

Most people choose the wrong place to store their files, say professional organizers. Pick a place that you'd like to spend time in -- not the basement or a windowless office.

Your \"home-information center\" should be near your computer, especially if you pay bills electronically or balance your checkbook using a financial program. See more

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Consider going electronic

You might want to trade your paper storage system for one you can access on your computer hard drive or CD. It's easier to find what you're looking for and takes up less space.

One organizer is such a fan of computer storage that she not only recommends getting your bills and statements electronically, but also using a computer scanner to scan in documents that only come in paper form. See more

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Long- or short-term storage?

Professional organizers classify storage into two categories: immediate access and deep storage.

For immediate-access storage, most experts recommend using folders kept in a filing cabinet or a spare drawer. For long-term storage of important legal and business papers such as wills and stock certificates, consider paying for a safe-deposit box or buying a fire-proof box.
See more

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Simple solutions work best

Be sure to coordinate your filing system with your organizer, whether it's an electronic personal digital assistant, a paper-based Day Timer or a conventional calendar. In other words, mark due dates for bills or the dates and times of social events on your calendar at the same time you file invitations or bills in your filing folders. See more

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Sorting out filing systems

Pick the system that suits your ideal organizational framework. Folks with few bills can use a month-by-month system, but others may prefer filing according to subject category or using a color-coded system. One professional organizer recommends using an \"action\" file in which you can throw items that require a timely response.
See more

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Stay organized

Stick with it. Don't fall back into bad habits or delay filing so long that it will take a whole day's effort to get back on track. Instead, chip away at your filing. Set aside a little time each day or once a week to file.
See more

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