"I believe that we may meet our obligations to the retirees of today and the future without raising taxes, and I support supplementing the current Social Security system with personal accounts -- but not as a substitute for addressing benefit promises that cannot be kept. People in both parties agree that we must make the hard decisions to restore solvency to these programs."
» Source: Projects.washingtonpost.com

U.S. Sen. John McCain, R-Ariz., hasn't given any specifics on his plan for Social Security reform, but does support the idea of personal retirement accounts, as long as they don't replace benefits. He also favors a bi-partisan agreement on a solution, and says he will develop a reform plan and ask Congress for a proposal as well.

* McCain's voting record on Social Security:

Voted Topic Date YES Using the Social Security surplus to fund tax reductions. July 1999 YES Social Security lockbox and limiting national debt. April 1999 YES Allowing Roth IRAs for retirees. May 1998 YES Allowing personal retirement accounts. April 1998 YES Deducting Social Security payments on income taxes. May 1996 N/A Rated 40 percent by the Alliance for Retired Americans, indicating a mixed record on senior issues. December 2003

*Members of Congress sometimes vote on different versions of a bill. Voting yes or no on one doesn't mean they'll vote the same way on succeeding versions.