This roundup of fees from banks, credit card companies and lenders outlines some common expenses consumers face. Whether it's a $50 fee for stopping payment on a check or a run-of-the-mill bank overdraft charge of $38, it's time to stand up to fees. Use this guide to see what fees to expect, how much they cost and how to avoid them.

Fee roundup	ATM/Debit Bank accounts Banking services Checking accounts Credit cards Mortgages Savings & investing
ATM/Debit   ATM surcharges   Bank-owned ATM fees   Check-card: PIN transaction fees   Check-card: Signature transaction fees   What it is Fee range How to avoid What it is: The option of credit or debit when using a check card for purchases means the difference between signing and punching in a PIN. Some banks offer reward points on signature transactions and, according to the 2007 Bankrate.com Check Card Survey, these are less likely to incur fees. Fee range: For signature-based transactions, only one bank out of 100 banks and thrifts across the country surveyed in the 2007 Bankrate.com Check Card Survey reported a fee charged -- $1 per month. The median fee is $0. How to avoid: Check the fee schedule before signing up for an account or ask if you'll be charged for making purchases with your check card. Shop around by checking the Bankrate.com rate tables to compare checking accounts across the country.