This roundup of fees from banks, credit card companies and lenders outlines some common expenses consumers face. Whether it's a $50 fee for stopping payment on a check or a run-of-the-mill bank overdraft charge of $38, it's time to stand up to fees. Use this guide to see what fees to expect, how much they cost and how to avoid them.

Fee roundup	ATM/Debit Bank accounts Banking services Checking accounts Credit cards Mortgages Savings & investing
ATM/Debit   ATM surcharges   Bank-owned ATM fees   Check-card: PIN transaction fees   Check-card: Signature transaction fees   What it is Fee range How to avoid What it is: Some people could be paying a little bit extra when making purchases with a check card. A handful of banks charge a fee for every purchase made with a PIN instead of a signature. The 2007 Bankrate.com Check Card Survey found this fee to be almost extinct -- only seven banks out of the 100 surveyed charge their customers for punching in a PIN instead of signing. Fee range: The 2007 Bankrate.com Check Card Survey found that most banks do not charge a point of sale fee on either PIN transactions or signature. Most is not all though, and a handful of banks do charge a fee, ranging from $0.25 to $1 on each purchase made with a PIN, or $1 per month in one case. The median fee is $0. How to avoid: Check the fee schedule before signing up for a bank account, or ask if you'll be charged for making purchases with a check card. Shop around by checking the Bankrate.com rate tables to compare bank accounts across the country.