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Most embarrassing money moves
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Lift of the Magi
"I'm not proud of it, but when I was a kid, I stole money from my mom's coin collection to finance my comic book habit. My mother had these coin collector booklets where you filled in one of each year's nickels and dimes from each mint, and when I just had to have the newest Spiderman or X-Men comic, I'd help myself. Comics were 12 cents those days, so it didn't take more than a few mercury head dimes to feed my addiction, but over time it added up, and of course she caught me and tanned my hide. She told me that the coins were old and were worth much more than a dime. Now, 40 years later, the comic books have appreciated more value than the dimes ever did. I had stored them in the same closet upstairs where Mom had kept her coin collection.

"Last year, she told me that to save space, she threw them out."

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Cents-less embarrassment
"When I was in my mid-20s, I was between jobs and so poor I was selling my books to eat and buy gas. At the gas station one day, I realized I was 40 cents short of paying the bill. After searching my car for spare change, I had to ask strangers to help me out. I had to panhandle to pay for my gas! One of the most embarrassing moments of my life!"

* * * * * * * * * * * *

"I worked for 10 years in television production right after college. One of my responsibilities was timing the show using a stopwatch, in order to let the director know whether the show was running long, short or on time. This meant that I had to calculate time quickly in minutes and seconds.

"I had used a pay telephone, and my 20 cents was eaten by the machine, so I called the AT&T operator and requested a refund or credit to the home phone bill. I received a check for 20 cents with my next bill, which was for $9.10. So I subtracted the 20 cents from $9.10 and sent them their check and my check for $8.50.

"The following month, there was a balance due of 40 cents, which I absolutely could not understand. So I called up customer service and inquired about the unpaid balance. The poor woman repeated herself at least three times before I caught on -- I had been calculating in minutes and seconds, not dollars and cents!

"Much to my embarrassment, I had subtracted 20 seconds from 9 minutes and 10 seconds, which equaled 8 minutes and 50 seconds, rather than subtracting 20 cents from $9.10, which should have been $8.90, thereby explaining the missing 40 cents. I stopped her in mid-sentence when I finally caught on, and apologized along with an explanation of what had happened.

"I'll bet everyone in her office had a good laugh that day. I know I did."

 
 
Next: The kid, the camera and the cash
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