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Best after-holiday buys
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With larger items, $800 and above, expect to "maybe get a couple of hundred dollars off the price," she says. Manufacturers are also throwing in extras: For example, a year's supply of detergent to go with that new washer.

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Consider those seasonal summer items, such as a lawn mower or gas grill, too, she says. "When demand is low, price is low," says Ritchey. "If you buy now, when no one else is looking, you can save a chunk of money."

What you can expect to save: $50 to $100, depending on what you spend, Ritchey says. "You're probably going to get some pretty decent selections, too," she says.

And if there's a car in your future, you might want to cruise the lots between Christmas and New Year's Day. "Believe it or not, there will be some excellent buys on cars," says Glink. Conventional wisdom says that deals get better at the end of the month when dealerships are trying to make their quotas. But this time of year you have "the push for month's end times 12," she says. In the industry, "it hasn't been a very good year and dealers are looking at the end of the year to boost sales."

When it comes to good buys on food, think holiday leftovers. "Typically, what you're going to see are those items which were featured for holiday meals and there was an overabundance," says William J. Day, associate professor at the Center of Food and Beverage Management at Johnson & Wales University. The best buys: turkeys and winter fruits, such as apples, and winter vegetables, such as potatoes and squash.

You probably won't see actual sales on wine and champagne after the holidays, but you will see good prices, says Kevin Zraly, author of the "Windows on the World Complete Wine Course" and vice president of Smith & Wollensky Restaurant Group.

"There are so many good values out there right now," he says. "This is the best time ever to buy wine. Quality wine at a quality price."

Several nice values:

  • Phelps cabernet sauvignon, either 2001 or 2002, about $25 to $40.
  • Clos du Val cabernet sauvignon 2002, also about $25 to $30.
  • And for the champagne lovers: Nicolas Feuillatte (brut, nonvintage) about $29.

Shopping online
If you're shopping over the Internet, you'll probably see the best price breaks on electronics, upscale winter clothing and jewelry, says Hillary Mendelsohn, author of "Thepurplebook: The Definitive Guide to Exceptional Online Shopping."

If you're bargain shopping, look for online stores that don't have brick-and-mortar locations, says Mendelsohn. "They only have one outlet for moving that merchandise.

"January is the best time for buying electronic goods," she says. "You get discounts of anywhere from 10 to 40 percent." To snag the deepest price cuts, do some research, know when the new models are coming out and target older versions.

 
 
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